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assurance vs. insurance


Model: C4S, Year:2003, Mileage:80,000, Type of use:Street use only
I have enjoyed 75,000 trouble free daily driver miles with my 2003 C4S coupe. Unfortunately, therein lies my dilemna. I change my own oil every 5,000 miles, and have had zero metallic issues. I love the car and want to continue to drive it another 75,000 miles. Should I consider the new IMS retro-upgrade advertised? Is the fact I have gone this long exempt me from such worries? What should I consider or worry about? Or shall I just sit back and have a beer and quit being neurotic? HELP!

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